AIB Green personal loans

Borrow between €3,000 and €30,000, when you apply through the AIB App.

For joint applications or to borrow between €30,000 and €60,000, run the numbers through our calculator and ask for a call back.
You will need to spend 50% or more of the money on a green initiative (see the list below).
This loan is offered with a lower rate of 6.40% APR (Annual Percentage Rate).
Loan terms up to 10 years, depending on the amount and purpose of your loan.
Set your own repayment schedule: weekly, fortnightly or monthly.
There are no penalties if you ever decide to make an extra repayment or repay your loan earlier than planned.

What sort of thing can you borrow for?

Wall, attic and floor insulation
Window and door upgrades or replacements
Ventilation systems
Renewable energy systems, including heat pumps and solar panels
Sustainable water systems
Boiler upgrades and pipe insulation
Installation of energy efficient heating controls
Battery electric or plug-in hybrid electric vehicles and home charger units

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Go green with An Post

1. Find a building contractor
Find an SEAI registered contractor and agree scope of works. For a heat pump consult an advisor first.

2. Apply for a grant
Apply for an SEAI home energy grant and complete Part 1-2a of the SEAI declaration of works document.

3. Apply for a loan
Apply online for your An Post Money Green Loan for €5,000 - €75,000. Approval is valid for 12 months*.

4. Complete work and draw down
Complete work within 8 months. Obtain fully completed SEAI declaration of works document to draw down loan.

5. Conduct BER assessment
Have an SEAI registered Building Energy Rating (BER) assessor certify your improved home energy performance.

6. Receive your grant payment
Submit new BER certificate and declaration of works.

Complete submissions receive SEAI payment within four weeks.

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BOI Green Home Improvement Loan

Variable rate of 6.50% APR1
Amounts from €2,000 – €65,000
Loan terms from 1 to 7 years
Flexible repayment options – clear your loan early and pay less interest
Option to defer first 3 months' repayments 2
No need to hold any savings against your loan
Work being undertaken must include one of the below to qualify for Green home improvement loan:
Renewable Energy Upgrade (e.g. solar panels)
Attic/Floor/Wall Insulation
Pipe Insulation
Sustainable water/heating systems
Boiler Upgrade
Installation of energy efficient controls in the home
Door/Window Replacement
Deep retrofit (e.g. as part of the SEAI Deep Retrofit grant)
Proof of work being undertaken will be required.

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Customer Reviews

Excellent service from start! ★★★★★

Reviewed by Mary Sheehan, Co. Cavan, on 15 October 2024
Excellent service from start to finish. The team were on time, professional, and very tidy. Our attic insulation has made a huge difference to our heating bills.

Professional and Efficient ★★★★★

Reviewed by John Doran, Co. Kerry. on 3 November 2024
Very impressed with the insulation work. The crew arrived on time and got the job done quickly. We noticed the house is much warmer now and the heating bills are lower.

Highly recommended ★★★★★

Reviewed by Aisling Ryan, Dublin 6. on 20 December 2024
Great communication and excellent results. They explained all our options clearly and we’re delighted with the outcome. Would definitely recommend them to others.